Frequently Asked Questions

Yes, everyone who is living (or normally living) in New Zealand, and is a New Zealand citizen or permanent resident, can join, and we welcome stay-at-home mums and dads. You will get exactly the same benefits as anyone who is self-employed or not employed: up to $521.43 per year Government Contribution (50 cents for every dollar you contribute. To get the maximum Government Contribution you will need to be a KiwiSaver member for the full year and contribute $1,042.86. If you are over 18 but under the Retirement Age (and meet certain other criteria) you may be able to take advantage of the first-home withdrawal opportunity.

Everyone should save for their retirement and as a couple it makes sense for you to both contribute to a KiwiSaver Scheme as you may both receive the KiwiSaver benefits and enjoy more for your retirement together.